Is Bankruptcy Public Knowledge?

by Teo Spengler
You cannot hide a bankruptcy filing from the public.

You cannot hide a bankruptcy filing from the public.

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Unless you are famous or do something dramatic to make a splash, it is not likely that your bankruptcy filing will make front page headlines around the world. But bankruptcy filings are not secret either. They are public records, so anyone with sufficient motivation can learn the details about your bankruptcy filing.

Bankruptcy Filing

Filing for bankruptcy is a little like making a will: the fact that you are thinking of taking this legal step remains completely confidential -- a matter between you and your attorney -- until the documents are filed with the appropriate court. Documents filed in the bankruptcy court, like almost all court filings, are public records.

Accessing Bankruptcy Records

Both the fact of a bankruptcy filing and the contents of documents filed in bankruptcy cases are matters of public record. Any member of the public can visit the clerk of the bankruptcy court during business hours and ask to see a person's bankruptcy file. It is also possible to access bankruptcy filings over the Internet by signing up for a PACER account from the federal court system.