Minimum Life Insurance for Florida Child Support

by Mary Jane Freeman Google
Florida courts sometimes require a parent to maintain life insurance as part of a child support order.

Florida courts sometimes require a parent to maintain life insurance as part of a child support order.

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When the court gets to the child support phase of your divorce in Florida, it will not only establish a child support award but may also order the paying parent to purchase or maintain life insurance. The goal is to protect the child support award in the event of the payer's death.

Protecting Child Support Award

In Florida, like many states, the noncustodial parent -- the parent who doesn't provide the primary home for the child or spends the least amount of time with the child -- typically pays child support. At its discretion, the court may also order the noncustodial parent to purchase or maintain a life insurance policy or bond. The amount required by the court will be what is necessary to ensure that the child support award is protected. The court also has the option to order that the paying parent secure the child support award with any other assets suitable for that purpose.