The Social Security Administration appoints a representative payee to cash and manage another party's checks. A representative payee applicant must fill out forms and be personally interviewed at a SSA office. He must also provide acceptable reasons why the beneficiary needs help handling his benefit payments. For example, the beneficiary is elderly and physically cannot travel to the bank.
Duties of Representative Payees
A representative payee must always act in the best interests of the Social Security beneficiary. For example, Social Security Income payments may not be squandered or spent by or for anyone other than the beneficiary. Representative payees must provide yearly reports to the Social Security Administration disclosing how the SSI checks have been spent.