Can They Put a Lien on My Mother's Home While They Contest Her Will?

By Ciele Edwards

Unfortunately, the fact that your mother left a will does not guarantee that all her loved ones will adhere to the wishes she expressed. Family or friends who do not believe they were justly provided for in her will may have the right to legally contest it – effectively preventing legitimate heirs from selling or transferring property until the court resolves the issue.

Real Estate Liens

Although a real estate lien does not prevent you from selling your mother's property after her death, it can make it more difficult to do so. A real estate lien encumbers the home's title. You cannot sell the home without first paying off and removing the lien. If you do not do so, the creditor that originally filed the lien has the right to foreclose on the property.

Filing a Lien

A family member's disagreement over the contents of your mother's will does not give him the legal right to file a lien against the property she left behind. Real estate liens are tools creditors use to collect unpaid debts – not tools that individuals can use to freeze property while contesting a will. In order to file a lien against your late mother's home, an individual would need to win a lawsuit against her for an unpaid debt. Your mother's failure to leave loved ones what they believe they deserve does not constitute a valid debt.

Protect your loved ones. Start My Estate Plan

Frozen Assets

An individual cannot contest a will without a valid reason. What constitutes acceptable grounds varies by state but, in general, an individual cannot simply contest a will because she is unhappy with the way your mother chose to distribute her assets. If a loved one has a valid reason to contest the will, such as the belief that your mother was not of sound mind when the document was created, she can bring up her concerns to the court. State laws vary, but the probate court handling your mother's estate may freeze her assets upon receiving a legitimate complaint. If the court freezes your mother's assets, you cannot sell or transfer any property she owned – including her home – until the probate court conducts a hearing to resolve the issue.

Pre-existing Liens

If a title search of your mother's home turns up a real estate lien, don't assume the lien was filed recently. Each state sets its own validity period for liens, but real estate liens are often valid for up to ten years or longer. Real estate liens attach to the debtor's property – not the debtor. Thus, any pre-existing liens on your mother's house remain valid after her death. Unless the laws in your mother's state require the probate court to pay off property liens after her death, the liens will remain attached to the home until the heir who receives the property pays them off or until the lien validity period expires.

Protect your loved ones. Start My Estate Plan
What Happens When a Claim Is Filed Against a Probated Estate?
 

References

Resources

Related articles

How to File a Claim Against the Estate of a Deceased

If a person dies while owing you money, you may file a claim against the deceased's estate in probate court. Filing a claim doesn't guarantee you'll get your money, but it does notify the court and estate representative of the debt. Once you file the claim, the court must consider the debt and whether the estate can afford to pay it. Since states have different deadlines for filing creditor's claims against an estate, you must file your claim as soon as possible to protect your rights.

What Does It Mean to File a Suit on an Estate?

People often leave behind property to distribute, taxes to pay and debts to settle when they die. These unresolved issues are known collectively as the deceased's estate. Various creditors may come forward to claim repayment of debts from the estate, and the personal representative is responsible to pay those debts. But if he refuses a creditor's claim, the creditor may then file suit against the estate, meaning that he asks a court to compel repayment.

Can I Make My Siblings Include Me on a Mother's Estate?

Your siblings usually can't prevent you from sharing in your mother's estate. State laws give you a share of your mother's estate unless she specifically disinherited you in her will. Even if she disinherited you, you may challenge the will in court. Your share of your mother's estate depends on the laws of your state and whether your mother left a will.

LegalZoom. Legal help is here. Start Here. Wills. Trusts. Attorney help. Wills & Trusts

Related articles

What Happens to Judgments in Bankruptcy?

If a creditor wins a money judgment against you, that judgment may or may not be subject to discharge in bankruptcy. ...

What Happens When the Executor of the Will Steals the Money?

Estate beneficiaries must move quickly if the estate executor is stealing. State laws set a window during which heirs ...

Contesting a Will in an Illinois Probate Court

A person who is at least 18 and mentally competent may make a will in Illinois. When the will is filed in court to ...

How to Settle an Estate if There Is a Lien in North Carolina

When a North Carolina court adjudicates a debt, the creditor may file a lien for the amount of the debt against the ...

Browse by category
Ready to Begin? GET STARTED