What If an Heir Dies?

By Beverly Bird

The impact of an heir’s death on the probate process depends a great deal on whether he is also a beneficiary. An heir is a relative entitled to inherit from the decedent by law -- heirs inherit when the decedent dies without a will. Beneficiaries are those individuals named in a decedent’s will to receive his property. They may or may not be related to him. An individual can be both an heir and a beneficiary when he's bequeathed property in a will and is also related to the decedent, so he would have stood to inherit even if the decedent had not left a will.

Last Will and Testament

When they're drafted by legal professionals, most wills include language that anticipates the possibility that a beneficiary might predecease the person leaving the will. They provide for contingent beneficiaries, a second individual who receives the bequest if the initial beneficiary is no longer alive. If the initial beneficiary dies, his bequest passes directly to the individual the testator named as a contingent beneficiary.

Lapses Under the Will

When individuals draft their own wills without legal guidance, they may neglect to include contingent beneficiary clauses. In this case, when a beneficiary dies, his bequest “lapses” in legal terms. Generally, the gift reverts back to the decedent's estate and the will's executor divides it among his other beneficiaries. In some cases, when a will leaves the entirety of a decedent’s estate to only one individual, there are no other beneficiaries. The lack of anyone else to accept the estate will force the court to probate it according to intestacy laws, as though the decedent had not left a will at all. The lapsed gift then goes to his heirs, individuals who are related to him. This usually only occurs when a decedent leaves his entire estate to his spouse, with no provisions for his children or if he has no children.

Protect your loved ones. Start My Estate Plan

Intestate Succession

When a decedent dies without leaving a will, the only individuals who can possibly inherit from him are his heirs. Without a will, he has no named beneficiaries. Each state has its own laws for intestate succession. However, spouses generally inherit first, followed by children and their children, then parents, then siblings, nieces and nephews. These laws are specifically designed to anticipate that some of these people might no longer be living and include specific language to that effect. If there is no surviving spouse, the decedent’s estate automatically goes to the next heirs in line, his children. If he has no living children and no grandchildren, his property passes to his parents. Generally, an estate will only escheat, or go to the state, if the probate court can find no living relative at all.

Non-Probate Assets

Assets such as life insurance policies or retirement plans usually have named beneficiaries and bypass the probate process. Like wills, most insurance policies and retirement plans name contingent beneficiaries in the event the first one dies. If the initial beneficiary dies, benefits transfer to the second individual. If a policy or plan does not name a contingent beneficiary, the proceeds usually pass to the decedent’s estate, but this depends to some extent on his state's laws. If the decedent left a will, proceeds are divided among his beneficiaries. If he did not leave a will, they pass to his first living heir under his state’s intestacy laws.

Protect your loved ones. Start My Estate Plan
Can an Heir Be Deleted From a Property Inheritance?


Related articles

Who Is Legally the Next of Kin?

Next of kin is a legal term that comes up when someone has died without a will. If an individual dies without leaving a valid will, her estate passes to the relatives described as next of kin in the state's intestacy laws. Most states consider the deceased's surviving spouse and children next of kin for inheritance purposes.

The California Law When the Deceased Has No Will

If a person dies intestate, or without a will, in California, his estate is subject to California's intestacy laws. Unlike a will, which allows a person to name all those he wants to inherit from his estate, intestacy laws automatically consider his living family such as his spouse, children, parents and siblings.

Can I Put Jointly Held Property in a Living Trust?

Generally, you place assets into a living trust for your management, use and benefit during your lifetime, with those assets passing to beneficiaries after your death, without going through the probate process. These assets are titled in the name of the trust, typically with you as the trustee. While you might put jointly-held property into a living trust for a variety of reasons, the overriding purpose should not be to avoid probate, since jointly held property normally passes directly to the joint owner at death without going through probate.

LegalZoom. Legal help is here. Start Here. Wills. Trusts. Attorney help.

Related articles

Probate Laws for Dying Without a Will in Minnesota

Even when people don’t write a will that dictates how they want their assets distributed when they die, most do leave ...

The Effect of Abandonment of Heirs on Intestate Succession

Abandoning an inheritance you receive through intestate succession might have only a minimal effect on the estate, ...

Difference Between Heir & Legatee

You may hear the terms "heir" and "legatee" used interchangeably, but the words have two different legal meanings. An ...

California Law Concerning Last Wills When a Beneficiary Is Deceased

In some cases, a will may leave assets to someone who is no longer living. If this occurs, this provision in the will ...

Browse by category
Ready to Begin? GET STARTED