Iowa Power of Attorney Rules

By Holly Cameron

Many people may need to use a power of attorney at some time during their lives, either for a limited time or for an extended period. Powers of attorney generally deal with financial or health care matters. They transfer control of one person's affairs to another, trusted individual. The person who grants the power of attorney is known as the principal and the person who accepts the authority is known as the attorney in fact or agent.

General Power of Attorney

If you grant a general power of attorney, you grant broad powers to another person for whatever kinds of tasks you desiginate. That agent, or attorney in fact, can then deal with your bank accounts, pay bills, arrange insurances and correspond with social security services or other third parties on your behalf. General powers of attorney terminate immediately when the principal dies, revokes them, or becomes mentally incapacitated unless the document expressly provides otherwise. If the POA deals with real estate, the property involved should be described and the document should be filed with the recorder of the county where the property is located.

Limited Power of Attorney

A limited power of attorney authorizes the attorney in fact to deal with a specific matter or matters, for example selling the agent's car, completing a tax return or purchasing a parcel of real estate. The power of attorney document should set out the precise powers that are being granted to the agent. Most limited powers of attorney are in effect only for the length of time required to carry out the particular task.

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Durable Power of Attorney

Many general and limited powers of attorney terminate when the principal becomes mentally disabled or unable to make legal decisions, even though it is at such times that a power of attorney can become particularly useful. For this reason, many states permit durable powers of attorney that continue in effect even if the principal becomes incapacitated. In Iowa, under Chapter 633B.1 of the Iowa Code, a power of attorney will continue in these circumstances provided that it contains wording to indicate that it shall not be affected by the principal’s disability.

Health Care Power of Attorney

Chapter 144B of the Iowa Code sets out the law relating to durable powers of attorney for health care. A health care power of attorney authorizes an agent to make decisions concerning the medical care and treatment of another. A durable power of attorney for health care should be signed by the principal, witnessed by two independent witnesses and acknowledged by a notary public in Iowa. Section 144B.5 contains a statutory form for creating a health care power of attorney.

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Definitions of Durable and Non-Durable Power of Attorney


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If you grant a power of attorney, you transfer control of all or some of your affairs to another person. The individual who takes over control is known as the agent or the attorney in fact, and is usually a family member, close friend or professional adviser. The person who signs the document is known as the principal. Powers of attorney can cover either financial affairs including bank accounts and taxation, or can deal with health care issues such as choice of treatment.

How to Create Power of Attorney Forms

A power of attorney is a legal document that authorizes another person to act on your behalf in certain specified situations. State law governs the creation and validity of power of attorney forms. These forms oversee the agency relationship between the principal, who is the person who created the power of attorney, and the agent or attorney-in-fact, who is the person receiving authority to do something in the power of attorney. Powers of attorney can authorize a variety of decision-making powers -- such as financial or health care decisions or decisions that affect your children -- in the event that you become unable to make such decisions.

Can a Power of Attorney Be Non-Durable & Non-Revocable at the Same Time?

A power of attorney, or POA, is a legal document that grants another person the authority to manage finances on your behalf. The person granting the authority is known as the principal while the agent, or attorney-in-fact, acts on behalf of the principal. The principal may give the agent power to perform only specific tasks, such as filing taxes, or grant broad authority to take care of all of the principal's financial matters. Because non-revocable POAs are generally reserved for business circumstances, personal POAs are rarely non-revocable.

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