A non-divorce describes a relationship between married people who decide to continue the marriage while living as passionless roommates. As "Smart Money" magazine states, "While there are no hard statistics, some divorce experts say they're seeing more of this unromantic phenomenon, driven by three big financial factors." The expense of a divorce, cost of creating two separate residences and possibility of one spouse losing health insurance coverage all mitigate against divorce. Some couples write up an informal "marriage continuation" plan to specify their living arrangement, which can take the form of agreeing to live in separate areas of the house.
A trial separation allows a couple to live apart while pondering the question of divorce. A couple may consider a trial separation of six months, long enough to get used to living separately. There are advantages and disadvantages to a trial separation, according to experts. The main benefit is that a trial separation can continue for as long as you want. The main disadvantage is that it leaves your marriage in a state of limbo. You should negotiate subjects, such as the use of bank accounts and credits cards, whether you will date others and how often you will re-evaluate the relationship.
A legal separation is a more formal option. You must file papers with a court that contain the terms of the separation. If you have children, agreements concerning custody and child support payments are paramount. Legal separation can work well for couples who have financial or moral reasons to avoid divorce, even though their relationship as spouses is at an end. For example, your religious beliefs may prohibit divorce or your insurance coverage may end if you divorce your spouse. In essence, a legal separation has all the elements of a divorce without the actual decree. The length of legal separations are determined by state law. For example, Indiana limits legal separations to one year. In Washington state, you can remain legally separated for an indefinite period of time.
If you are trying to save your marriage, some form of counseling might help you mend the rift. It is important not to wait too long to seek help, or give up before counseling has a chance to work. Another possibility is marital mediation, using a professional mediator to assist the couple in resolving their own disputes. Mediation is particularly helpful when the husband and wife disagree about such issues as parenting, household chores and relationships with family or friends. Mediation often helps repair the couple's ability to communicate with each other.