How to Find Out if a Bankruptcy Filing Has Been Dismissed in Alabama

By Elizabeth Stock

A dismissal ends your bankruptcy case and can have severe consequences. For example, if your bankruptcy case is dismissed, you will not receive a bankruptcy discharge and your creditors can continue to contact you and pursue legal action against you. In contrast, if you complete your bankruptcy case, the court will grant a discharge and all debts that are part of your bankruptcy case will be erased. There are several ways that you can determine the status of your bankruptcy case in Alabama.

Step 1

Contact the clerk of the bankruptcy court in the district where you filed your case to learn whether your bankruptcy case has been dismissed. You can contact the clerk by dialing the bankruptcy court’s phone number in your region during normal business hours.

Step 2

Call the bankruptcy trustee to see if your bankruptcy case is dismissed. The bankruptcy trustee is the person appointed by the bankruptcy court to handle the administration of your bankruptcy case. In many instances, the bankruptcy trustee is the only person you will see during your bankruptcy case.

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Step 3

Register for PACER (Public Access to Court Electronic Records), a website maintained by the Administrative Office of the United States Courts. PACER provides online information about all cases filed in bankruptcy court. Registration for PACER is free and can be completed online. PACER charges a nominal fee per page retrieval above a specified number of pages per quarter. You can search for your case using either your name or the case number.

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How Will I Be Notified That My Chapter 7 Bankruptcy Case Is Closed?
 

References

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Facts About Chapter 7 Bankruptcy

Filing for Chapter 7 bankruptcy is a big decision that will affect your credit score and ability to qualify for personal loans and credit cards in the future. Therefore, getting the facts is essential. For example, you must first determine whether you are eligible to file for Chapter 7 bankruptcy. If you do file, you will have to appear at a meeting of creditors before you will receive a bankruptcy discharge.

How Long Before Debt is Discharged After Bankruptcy?

A bankruptcy discharge is available to you at the completion of your bankruptcy case. Your debt is erased when you receive the bankruptcy discharge, and the debt is no longer enforceable. However, when you receive a bankruptcy discharge will depend on whether you file for Chapter 7 or Chapter 13 bankruptcy, the two most common forms of personal bankruptcy.

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