The First Payment
Under federal law, your first payment is due 30 days after you file your Chapter 13 bankruptcy petition and proposed repayment plan with the court. Your meeting of creditors, a regular part of all bankruptcy proceedings where the trustee reviews your case, is typically scheduled shortly after this time. You should have made your first payment before you appear for this meeting.
Payments on Secured Loans
If you have a mortgage or a car payment, these secured debts may or may not be included in your Chapter 13 repayment plan. It depends on the rules in your state. If they're paid outside your plan, these accounts must typically also be current by the time you attend your meeting of creditors. If you make your Chapter 13 payments to your trustee but neglect these other loans, the creditors can ask the court for a relief from stay and proceed with foreclosure or repossession regardless of your bankruptcy.